Oct 04

Definition and procedure for purchase of shares on the stock exchange

Actions are each of the aliquots of capital of a company. Through this article we describe which are the shares, the existing types and what steps to take to proceed with your purchase.

What are the actions ?

From the definition of action can be drawn that any person who holds shares in a company can be considered as a part owner of that company.

The shares granted to its own economic rights and political rights can be bought and sold on the stock market at the price stipulated by the owner.

Types of actions :

Ordinary : A shareholder is entitled to vote at the meeting as well as an economic right to receive the dividend declared in the shareholders’ meeting .

Preferred : In this type of shares the shareholder is not entitled to vote at meetings except in some exceptions , but nevertheless has a preference when it comes to charging and collecting dividends before common stock owners .

Privileged : It has all the benefits of ordinary shares and also certain privileges such as the gain more than a common share dividend .

Purchasing procedure

The phases for the purchase of shares are: Account Opening
In order to hold shares in a company we need to have a securities account . You can apply at their usual financial institution .

It is essential to have financial literacy and stock market prior to purchase. Failing recourse to professional advice .

Risk and return
These two parameters we determine the profile of the investor. Typically higher risk associated operation carries a higher profitability.

Within the wide range of actions that are in the market , both nationally and internationally , select the value that interests us according to our risk profile .

To purchase action can issue two types of orders : limited ( establishing a purchase price) or market (purchased at current market price ) .

It required an evolution of the shares purchased and determine when it is time to sell according to our requirements in terms of return and risk level .

Aug 04

Find cheap home insurance

This article aims to provide insurance search tips on finding the best home insurance quotes. The homes of the people are one of the biggest investments that people make, financially and economically. Not only serve as a place for them to stay at night, but also keeps them protected from the dangers outside, ensuring that they and their family are safe from harm. As such, it is important to get coverage for your property, so you have to be very picky when it comes to dating safe houses. This time we talk about everything you need to know about insurance policy homeowners, from different types of tips on how to choose the best.

Types of insurance coverage Insurance Finder

As can be seen to get insurance quotes, there are generally three types of home insurance to choose from:

Actual cash value. This type of insurance offers owners the cash value of your home when claims are made. Note that it is possible that some of the money will be deducted due to depreciation.

Replacement Cost. This type of insurance policy will pay for the costs involved in repairing or rebuilding your home. This has no depreciation deductions.

Guaranteed or extended replacement cost. This provides the highest level of protection, paying for the value of the property, including those in the interior of the house, before it is damaged or destroyed.

Continue reading